Giving Back by Design

One percent of everything we earn, returned to the places we serve. Every dollar of Equator's revenue — OTC fees, FX spreads, card interchange, treasury yield — is taxed by us, for them. One cent on the dollar moves automatically into a ring-fenced on-chain treasury that funds community programs in the countries where the payment originated. Not a marketing line. A line item in every invoice we issue.

How the cent moves

Most "CSR" programs are discretionary and announced with press releases. Ours is automatic and reported on-chain. Here is the full path from a customer's payment to a coffee farmer's grant.

Step 1

Revenue arrives

A customer pays — OTC fee, FX spread, card interchange, treasury yield. It hits Equator's operating account like any other dollar.

Areas we amin to support

Financial Inclusion

Helping underserved communities access modern financial infrastructure.

Education

Supporting future talent in technology, finance and entrepreneurship.

Small Business Growth

Providing tools and capital access to local businesses

Climate & Community Resilience

Supporting initiatives that strengthen long-term economic resilience.

4 rules we do not relax

Philanthropy goes wrong in predictable ways — self-serving press, diluted pledges, opaque allocation. We wrote the rules up front, publicly, so we cannot quietly walk them back later.

Money follows origin, not press value

Revenue from Uzbekistan funds programs in Uzbekistan. We don't pool funds globally and route them to whichever country photographs well. The transaction-level origin of revenue is the allocation key.

Local councils decide local spend

Each region has a five-person council — two Equator staff, three community representatives selected by existing civic organizations. The councils approve every grant over $10K. We don't decide for communities what they need.

On-chain, line by line

Every deposit, every grant, every fee paid by the treasury is a signed blockchain transaction with metadata anyone can read. The opacity that ruins most charitable spending cannot exist here by construction.

The percentage never drops

1% is the floor, not the ceiling. We can raise it — we've internally discussed moving to 2% in profitable years. It cannot be lowered without a supermajority of the council, including community members, agreeing. It will not happen.