A card that spends stablecoin anywhere Visa or Mastercard is accepted. No extra conversion. No new account. No retail FX markup. Your OTC balance moves to your card in one click, and settles against the same Equator engine that cleared it. The rate you traded at is the rate you spend at.
Your capital remains productive until the exact millisecond of a transaction. Between spends, your funds stay parked in active sovereign yield pools, ensuring that every cent works for you until the very moment it is deployed
Designed for High-Net-Worth Individuals (HNWIs) and corporate treasuries, our limits exist at a scale that legacy retail cards simply cannot match. Spend with the confidence of an institution, backed by the liquidity of the Equator System
Empower your entire team while maintaining total oversight. Issue multiple physical and virtual cards instantly, with real-time limit controls and granular spend tracking for every member of your corporate fleet
Equator OTC Wallet Auth Engine Multi-asset balance check, auto-pick, FX lock and funding commit
Customer A · Tap
Merchant · POS Terminal
User App · Receipt
Approval bounces back · ～250ms total
$940.00 USDC
12,840.50 eGEL
Yield-bearing · 5-8% APY
Inspect OTC Wallet
Auto-Pick + FX Lock
Funding Commit
3,507.30 eGEL
Marked Pending · Still earning Yield
Pending Hold